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The fee sheet your borrower
can believe.

Upload a loan file and minutes later you have a state-correct fee sheet, a side-by-side rate comparison, and a borrower-ready PDF — every line traceable to an authoritative source. Not a calculator. A trust system.

  • State-accurate fees
  • RESPA-accurate disclosure
  • No hidden markup

Example output: a $48,920 cash-to-close estimate built line-by-line from state-correct rules, ready in minutes.

A Closing-cost engine for independent mortgage brokers

Take the math off your plate.

Quote faster. Close cleaner.

How it works

From loan files to fee sheets, fast.

  1. 1 Set up Buyer Drag and drop a MISMO 3.4 file (like Fannie Mae's FNM 3.4) to set up a deal room
  2. 2 Add property addresses Type in one or more addresses the buyer is looking at
  3. 3 Fee sheets generated State and local rules calculated, fee sheets generated — within minutes of adding each address
  4. 4 Share & stay in sync Branded fee sheets reach your buyer by email and SMS, and update in place — so you're both always looking at the same numbers

Features

Everything you need to quote, collaborate, and close.

The tools that make a broker fast and a borrower confident. Some are live today; the rest land through the beta — request access below and help shape what's next.

Address in, full estimate out

Type any property address and the same engine assembles a state-accurate cash-to-close in seconds — taxes pulled, fees applied, totals reconciled.

Fee sheets by text — SMS & RCS

Deliver a fee sheet directly to your buyer's phone. No email opens, no PDF downloads — just the number where they already are.

Self-serve buyer estimates

A buyer requests a fee sheet on their own — through the web, mobile, or by texting an address. The broker stays the source of truth on every number.

Verify Fee Sheets

Review a draft fee sheet, mark it Verified, and the borrower — and their agent — see an attested estimate they can trust at a glance.

Branded PDFs & borrower emails

Every fee sheet ships as a polished, source-cited PDF and a borrower-ready email — your brand at the top, your voice in the message.

Follow up while it's still warm

Get notified when a buyer opens their fee sheet — so you reach out while it's top of mind. Trust, made into a growth signal.

Your rates, refreshed in a click

Buying takes weeks, and your pricing is your own. Push your latest rates across every property and loan option in the buyer's deal room with one update — so the numbers they're weighing are always your current quote, never a stale snapshot.

All your docs, one shared place

Fee sheets, the property, the pre-approval, the buyer's statements — every document for a deal lives in one shared, broker-branded space. No more digging through email threads to find the latest version.

Numbers you can stand behind.

Defend every line — to your buyer, your underwriter, your borrower's agent.

When a fee gets questioned, the answer is one tap away. Every line cites the manual it came from, every total reconciles to RESPA, and what the buyer sees is what they pay — so closings don't end in surprises.
Exact to the state Title, transfer tax & recording calculated to local rules — no patched spreadsheets per state
100% source-cited Every fee links to the official manual — defend any line in seconds
$0 hidden markup What the buyer sees is what they pay — no awkward conversations at the table
RESPA disclosure-ready Compliant from the first sheet — no closing-day surprises

Waitlist

Be first to try ClearSheet.

We're onboarding brokers first. Join the waitlist to get early access and help shape the product you just saw — we'll be in touch as seats open up.

  • Priority early access
  • Built for the states you originate in
  • Direct line to the team building it
  • No spam, no commitment

No spam. We'll email you when your invite is ready. This is an early prototype.