Closing-cost engine for independent mortgage brokers
Upload a loan file and minutes later you have a state-correct fee sheet, a side-by-side rate comparison, and a borrower-ready PDF — every line traceable to an authoritative source. Not a calculator. A trust system.
Example output: a $48,920 cash-to-close estimate built line-by-line from state-correct rules, ready in minutes.
Capabilities
Live capabilities below. Anything marked Roadmap is a direction we're building toward, shown here for your feedback — not a shipped feature.
A shared space where a broker and a buyer generate, review, and discuss live, editable fee sheets together. Change the rate or the property and the number moves for both of you, in real time. The trust system, made into a meeting room.
Type any property address and the same engine assembles a state-accurate cash-to-close in seconds — taxes pulled, fees applied, totals reconciled.
Deliver a fee sheet directly to your buyer's phone. No email opens, no PDF downloads — just the number where they already are.
A buyer requests a fee sheet on their own — through the web, mobile, or by texting an address. The broker stays the source of truth on every number.
Review a draft fee sheet, mark it Verified, and the borrower — and their agent — see an attested estimate they can trust at a glance.
Every fee sheet ships as a polished, source-cited PDF and a borrower-ready email — your brand at the top, your voice in the message.
Get notified when a buyer opens their fee sheet — so you reach out while it's top of mind. Trust, made into a growth signal.
Change the lender or rate and every figure — monthly payment, cash to close — recalculates against the correct state rules. No re-keying, no drift.
Not a calculator. A trust system.
Beta
Brokers get early seats and shape the roadmap you just saw. Homebuyers get notified when the borrower experience lands. Tell us who you are.